Just like any sale, both the buyer and the seller have their own rights in making a home purchase. Are you knowledgeable about these? Don't get into a deal just yet if you don’t know your rights! In investing in a property, you must be familiar with your own legal advantages and

Choosing the right home is much like finding the best candidate for a job opening. You're the boss and the house is your potential new employee. But more than only seeing a new face in the office 8-9 hours a day, 5 times a week, you’d be living with (or in it) for up to 24 hours a day! But since

If you keep dogs, cats or other pets and regard them as family members, you're more likely to keep their needs in mind when purchasing a home. Some people even think of their pets as their “furever friends” or their “furbabies,” so their home buying preferences and decisions will be greatly infl

  The main reason cited by non-homeowners as to why they currently do not own a house is because they cannot afford to buy one, as revealed in the 2018 NAR Aspiring Home Buyers Profile. The results are highest at 56 percent in the last quarter of 2017. Also, many home buyers hav

Since the housing crash in the late 2000's, the real estate market in the United States has regained its composure, which paved the way for low-interest rates and limited housing inventory. This may look ideal for sellers but a burden to homebuyers (and even renters!) because they have to face i

If you're a home buyer deciding between getting a 15-year and a 30-year mortgage, there’s a great chance that you’ve already consulted with friends and family, and may even have done tons of research online. You know that there are pros and cons for each type of mortgage, and that the 15-year m

Millennials. They're the generation of people born between the 1980s to early 2000s, or also called the Generation Y. Many stereotypes have influenced how they have been viewed by the public, including the typical assumptions that they jump from one job to another, that they couldn’t even save

Planning on getting an FHA loan for a house but aren't quite sure which of the things you keep hearing are true? In this blog, we’ll debunk the top seven myths about FHA mortgages so that we can help you gain a better understanding of this financing option. “FHA loans are given

Your trusted real estate agent can basically tell you anything you need to know about the home you're planning to buy, especially if it’s information that may affect the home’s marketability. However, the old adage that says “learn from the experience of others” can also be very helpful before c

When looking for that perfect home, many factors should be put into consideration. There's price, accessibility, proximity to a great school district, lower taxes, and others. However, if you’re working in an office, convenience and accessibility are two of the most critical factors you must con

If you're a single parent, you may feel burdened with all the responsibilities on your plate, and you might think that with one income, it’s impossible for you and your family to have a house of your own. Well - it may be tough, but it’s definitely not impossible. There are several proactive way

Buying your first home while in your 20s? Congratulations! This is a very scary and exciting time for you, but you're almost there. The keys to your new home will be in your hands very soon. But for now, take a moment to step back and find out if you're doing any of these common mistakes without

The home buying process is an intricate maze full of both success stories and pitfalls. What's especially difficult is figuring out its financing part. When dealing with a mortgage, you couldn’t be too complacent and not invest your time and negotiate properly for the best one that suits

  Why Your Credit Report is Important Your credit report is the sole source of information for your credit score — a number that lenders sometimes use instead of or in addition to your credit report. A variety of businesses may also view your credit report to make decisions relate

Applying for a mortgage is not a walk in the park, especially when your credit score falls below 740, which is what lenders consider to be a “very good” score. Typically, the higher your score, the lower your interest rates will be. However, if your credit score is on the lower side, don't lose

For first-time homebuyers, acquiring your dream home may not be as simple as saying that you want a “two-story house with a garage in a quiet neighborhood.” Clearly, there's so much more to a home than that. You should not be restricted to the price either since it is only part of the bigger pro

According to NAR, 87% of homebuyers still choose to hire realtors. You might think that not hiring an agent will save you money, but being your own agent can actually cost you more in the long run. Also keep in mind that time is a resource, too. Hiring an agent can save you lots of time and spar

A home is possibly the largest purchase you'll ever make, and it’s normal to overthink even the smallest details in the process – especially if it’s your first time to invest in real estate. A lot of cash is at stake, and you want to make sure that you’re getting the best deal for every penny. W

Life in the city can be too stifling sometimes – there are plenty of spaces for bustling enjoyment but not much for tranquil relaxation, plus there could be too many people and not much community. You know that it would do you and your family so much good if you could escape from the city when t

There are several reasons why you are looking at a property outside of your state – you want or need to relocate, you want a vacation home, you're looking for an investment, or you’re buying for children. As you might know, buying a house isn’t really an easy task, and maybe even more so if it’s