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Debunking The Most Common Misconceptions About Mortgage Refinancing

Refinancing a mortgage can provide lots of advantages for homeowners. They can lock in a lower interest rate or shorten the term of their loan that can help them save thousands of dollars in their monthly mortgage payments. However, there are still lots of confusion about the
Read More5 Sticky Situations You Can Avoid If You Have A Real Estate Title Insurance

When you buy a home, you don't only buy the land, the house, and any other physical structures that come with it. The most important thing is that you are also buying the legal rights of ownership to the property, which is referred to as “title.” This title is indicated in the “deed” — an offici
Read MoreMake Your Home More Energy-Efficient With These Green Home Improvements

Whether you are a homeowner planning a major remodel or a seller preparing to put their home on the market, an important factor you have to consider is the products and materials you will use. This time, why not try to become more environmentally conscious when remodeling your home? You can inc
Read MoreThe Tax Benefits That Homeowners Can Enjoy

Is this your first year filing your taxes as a homeowner? If yes, then you're in for some sweet treats. There are certain deductions you are entitled to and can take advantage of to lower your tax bill. Some of these tax breaks can be a one-time deduction or recurring on the life of your mortgag
Read MoreThe 7 Worst Things To Do When Remodeling Your Bathroom

Remodeling a bathroom is nothing like a piece of cake or a walk in the park because it's an essential part of the house that involves complicated plumbing. You have to make sure that the new fixtures you choose will not only fit the design but also the bathroom’s layout. You also need to measure
Read MoreWatch Out! These Neighborhood Features Can Drag Down Your Home's Value

While there are certain home improvements you can add to your home to boost its resale value, there are also many external factors that can devalue your greatest investment. This is why the real estate cliché saying “location, location, location” will never be debunked or even grow old. Many of
Read More10 Thoughtful and Heartwarming Gift Ideas for First-time Homeowners

The spring real estate market is already here. Despite the strong competition, it's a great time for home buyers to score their dream home because of high market inventory. And soon, there will be fresh batches of buyers who have just finished closing and will soon be moving. Purchasing a new h
Read MoreWhat's In A Mortgage? Breaking Down the Components of A Mortgage Payment

In simplest terms, a mortgage is a long-term loan designed to help borrowers purchase a house. It allows individuals to become homeowners without making a large down payment and thus, fulfilling The American Dream. Once you become a homeowner, a mortgage represents one of your life's biggest fin
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